TwoVector

Finance

Every account, one number, no dread. Manual accounts, Plaid-synced banks, budgets, net worth, investments, and markets research, all in one calm view.

Bank sync without handing over your password

Connect real banks and cards through Plaid — TwoVector never sees or stores your bank credentials. Add anything Plaid doesn't cover as a manual account and mix both freely in the same view.

  • Plaid-connected bank & card accounts
  • Manual accounts for anything else
  • Balances and transactions stay current

Budgets and recurring bills that track themselves

Set a category budget once and TwoVector checks it against your real transactions. Recurring charges are detected from your transaction history so subscriptions and bills don't sneak past you.

  • Category budgets vs. actual spend
  • Recurring transactions detected automatically
  • Upcoming bills on your dashboard

Net worth, and the investments and debts behind it

Every account rolls up into one net worth number, with investment holdings and liabilities like loans and mortgages sitting right alongside your cash and cards.

  • One net worth number across every account
  • Investment holdings tracked over time
  • Loans, mortgages & other liabilities

Analytics that explain the swings

Spending breakdowns, category trends, and month-over-month comparisons, so a change in your numbers comes with context instead of just a chart.

  • Category & merchant breakdowns
  • Month-over-month comparisons
  • Built from your real transactions

Markets, watchlists, and research reports

Track tickers on a watchlist, then ask Vec to pull together a research report from real filings, macro data, and pricing — written when you ask, with the thread saved so you can pick it back up later.

  • Watchlists for the tickers you follow
  • Reports built from real filings, macro data & pricing
  • Research threads keep their history

Ready to see your whole financial picture?

Start your 30-day Pro trial today. No card required.